Este curso forma parte de Programa especializado: The Fundamentals of Personal Finance

4.6
estrellas
114 calificaciones

Brian Walsh +1 instructores más

10.420 ya inscrito

Ofrecido Por

Programa especializado: The Fundamentals of Personal FinanceSoFi

Acerca de este Curso

33.270 vistas recientes

This course is a general overview of a variety of personal finance topics - including budgeting, the importance of your credit score, cash flow, setting financial goals, and taxes.  Taught by two CERTIFIED FINANCIAL PLANNER™ Professionals, the concepts are broken down through videos, readings, and activities so you can apply what you are learning in real time. The course provides the foundation to build on for the rest of The Fundamentals of Personal Finance Specialization or as a standalone survey course to improve your understanding of basic personal finance terminology, as well as how they apply to your own financial situation. 
Whether you are just starting college, nearing retirement, or somewhere in between, this course will provide you with the knowledge to understand your money and actionable steps to manage your finances in the future. This course is geared towards learners in the United States of America.

Fechas límite flexibles

Restablece las fechas límite en función de tus horarios.

Certificado para compartir

Obtén un certificado al finalizar

100 % en línea

Comienza de inmediato y aprende a tu propio ritmo.

Curso 1 de 5 en

Programa especializado: The Fundamentals of Personal Finance

Nivel principiante

This course is for anyone with a desire to understand your current financial situation and learn the steps to reach your future financial goals.

Aprox. 12 horas para completar

Inglés (English)

¿Podría tu empresa beneficiarse de la capacitación de los empleados en las habilidades más demandadas?

Prueba Coursera para negocios

Habilidades que obtendrás

Financial Planning (Business)
Credit Score
Taxes
goal setting
Budget

Fechas límite flexibles

Restablece las fechas límite en función de tus horarios.

Certificado para compartir

Obtén un certificado al finalizar

100 % en línea

Comienza de inmediato y aprende a tu propio ritmo.

Curso 1 de 5 en

Programa especializado: The Fundamentals of Personal Finance

Nivel principiante

This course is for anyone with a desire to understand your current financial situation and learn the steps to reach your future financial goals.

Aprox. 12 horas para completar

Inglés (English)

¿Podría tu empresa beneficiarse de la capacitación de los empleados en las habilidades más demandadas?

Prueba Coursera para negocios

Instructores

Calificación del instructor

4,87/5 (46 calificaciones)

Brian Walsh

Senior Manager, Financial Planner

12.887 alumnos

3 cursos

Lauren Anastasio

Senior Financial Planner

15.174 alumnos

3 cursos

Ofrecido por

SoFi

SoFi’s mission is to help people reach financial independence to realize their ambitions. And financial independence doesn’t just mean being rich - it means getting to a point where your money works for the life you want to live. Everything we do is geared toward helping our members get their money right. We’re constantly innovating and building ways to give our members what they need to make that happen.

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Programa - Qué aprenderás en este curso

Semana

Semana 1

3 horas para completar

Approaching Your Finances with Purpose

3 horas para completar

16 videos (Total 70 minutos), 8 lecturas, 6 cuestionarios

16 videos

Course Introduction6m

The Basics of Financial Planning5m

Life Cycle of Financial Planning3m

Financial Planning in 6 Steps5m

Understand the Human Side of Personal Finances4m

Deep Dive into Personality 1 - Money Worship4m

Deep Dive into Personality 2 - Money Avoidance3m

Deep Dive into Personality 3 - Money Vigilance4m

Deep Dive into Personality 4 - Money Status4m

Managing Finances with a Partner – Where to Start4m

Managing Finances with a Partner – Joint Accounts, Separate Accounts or Some of Both?4m

Working with Your Partner on Finances2m

Understanding and Overcoming Loss Aversion4m

Understanding and Overcoming Hindsight Bias3m

Understanding and Overcoming Confirmation Bias3m

Understanding and Overcoming Reference Bias4m

8 lecturas

About Your Instructors1m

Activity - Financial Knowledge12m

Activity - Identify Interests, Fears, and Questions6m

Tips for Creating a Financial Plan5m

How to Plan for Your Future7m

Overview of Money Personalities10m

Activity-Take Your Money Personality Assessment (KSMI)10m

What is Behavioral Finance?5m

6 ejercicios de práctica

An Introduction to Financial Planning4m

The Financial Planning Process2m

Common Money Personalities Assessment5m

Roles and Responsibility5m

Behavioral Bias10m

Approaching Your Finances with Purpose30m

Semana

Semana 2

3 horas para completar

Understanding Your Net Worth and Credit Score

3 horas para completar

13 videos (Total 64 minutos), 7 lecturas, 7 cuestionarios

13 videos

What is Net Worth and Why Does it Matter?3m

Types of Assets - Understanding What You Own4m

Measuring and Assessing Your Liquidity3m

Types of Debt - Understanding What You Owe5m

Using Relay to Understand What You Own and Owe3m

What is a Credit Score and Why Does It Matter?4m

Who Determines Your Credit Score?4m

Key Components of Your Credit Score7m

What’s Your Credit Score?4m

How to Request and Review Your Credit Report4m

How to Improve Your Credit Score7m

9 Most Common Credit Score Mistakes4m

Protecting Your Credit4m

7 lecturas

What is an Asset?7m

What Are the Different Types of Debt?6m

Activity - Determine Your Assets, Liabilities, and Net Worth 10m

What is a FICO Score?5m

Activity - Obtain and Assess Your Credit Score 8m

Activity - Obtain Your Credit Report8m

How to Build Credit Over Time5m

7 ejercicios de práctica

Matching Assets to Categories3m

Matching Liabilities to Categories3m

The Ins and Outs of Credit Scores3m

The Components of Your Credit Score3m

Checking In on Your Credit Score3m

Improving Your Credit Score Over Time4m

Understanding Your Net Worth and Credit Score30m

Semana

Semana 3

3 horas para completar

Assessing Your Cash Flow and Taxes

3 horas para completar

11 videos (Total 49 minutos), 11 lecturas, 7 cuestionarios

11 videos

Understanding Cash Flow4m

Maximizing Your Cash Flow6m

Cash Flow Changes in Different Life Stages3m

Managing Uneven Cash Flow3m

Ways to Determine Your Cash Flow2m

Types of Taxes5m

How Income Tax Withholding Works4m

Understanding Your Key Tax Numbers5m

How Income Tax Brackets Work5m

Preparing to File Your Taxes3m

Taxes - DIY vs. Hiring a Pro3m

11 lecturas

What is Disposable Income?6m

How to Improve Personal Cash Flow6m

7 Life Events You Should Financially Prepare For7m

Activity - Calculate Your Monthly Cash Flow10m

Understanding Different Personal Finance Ratios6m

How to Evaluate Your Personal Finances5m

How Much of Your Paycheck Should You Save?6m

Why Your Debt to Income Ratio Matters4m

Activity - Calculate Your Financial Ratios10m

What Are the Different Types of Taxes?6m

How Income Tax Withholding Works4m

7 ejercicios de práctica

Match Income and Expenses to Categories3m

Calculating Cash Flow 3m

Ways to Determine Your Cash Flow1m

Key Ratios of Your Personal Finances6m

Types of Taxes4m

Tax Concepts8m

Assessing Your Cash Flow and Taxes30m

Semana

Semana 4

3 horas para completar

Planning and Budgeting for Your Future

3 horas para completar

14 videos (Total 78 minutos), 10 lecturas, 8 cuestionarios

14 videos

Budgeting Basics4m

There Isn’t One RIGHT Way to Budget5m

7 Tips for Budgeting Success5m

Setting Up Your Budget Using the 50/30/20 Approach6m

Checking in on Your Budget5m

Adjusting Your Budget as Life Happens6m

Ways to Reduce Your Spending6m

Ways to Increase Your Income6m

3 Types of Financial Goals8m

6 Tips to Achieve Your Financial Goals4m

A Framework for Your Next Money Move3m

Why the Order of Your Goals Matter4m

Applying the YNMM Framework to Your Finances6m

Setting SMART Financial Goals3m

10 lecturas

5 Different Types of Budgeting Methods8m

Activity - Identify Your Budgeting Approach6m

How To Make A Budget6m

Activity - Build Your Budget10m

Ways to Control Excessive Spending Habits7m

How to Set Money Goals4m

Smart Short Term Financial Goals to Set for Yourself4m

The Importance of Setting Your Long-Term Financial Goals6m

Activity - Identify Your Financial Goals10m

Investing vs. Saving: Finding a Balance4m

8 ejercicios de práctica

Different Ways to Budget4m

Establishing a Budget5m

Maintaining and Updating Your Budget3m

Define Common Financial Goals3m

Define the YNMM Framework2m

Steps in the YNMM Process1m

SMART Financial Goals2m

Planning and Budgeting for Your Future30m

Reseñas

4.6

45 reseña

5 stars
76,72 %
4 stars
14,65 %
3 stars
5,17 %
2 stars
0,86 %
1 star
2,58 %

Principales reseñas sobre INTRODUCTION TO PERSONAL FINANCE

por KK17 de jun. de 2021

A very wholesome course that breaks down in simple terms; key concepts related to personal finance.

por PA12 de oct. de 2021

This is a great introduction course on personal finance for everyone.

por NE7 de nov. de 2021

Very Informative. I also found the course structure to be simple and easy to follow.

por ER4 de dic. de 2022

I really enjoy the course, I will practice all the course to reach my financial goals.

Ver todas las reseñas

Acerca de Programa especializado: The Fundamentals of Personal Finance

This Specialization is intended for anyone looking to take control of their finances. Through these five courses, you will cover a variety of personal finance topics, including budgets, investing, and managing risk. The readings, videos, and activities will prepare you to understand the current state of your money, as well as take actions to work toward your financial goals. This specialization is geared towards learners in the United States of America.

Preguntas Frecuentes

¿Cuándo podré acceder a las lecciones y tareas?
El acceso a las clases y las asignaciones depende del tipo de inscripción que tengas. Si tomas un curso en modo de oyente, verás la mayoría de los materiales del curso en forma gratuita. Para acceder a asignaciones calificadas y obtener un certificado, deberás comprar la experiencia de Certificado, ya sea durante o después de participar como oyente. Si no ves la opción de oyente:
es posible que el curso no ofrezca la opción de participar como oyente. En cambio, puedes intentar con una Prueba gratis o postularte para recibir ayuda económica.
Es posible que el curso ofrezca la opción 'Curso completo, sin certificado'. Esta opción te permite ver todos los materiales del curso, enviar las evaluaciones requeridas y obtener una calificación final. También significa que no podrás comprar una experiencia de Certificado.
¿Qué recibiré si me suscribo a este Programa especializado?
Cuando te inscribes en un curso, obtienes acceso a todos los cursos que forman parte del Programa especializado y te darán un Certificado cuando completes el trabajo. Se añadirá tu Certificado electrónico a la página Logros. Desde allí, puedes imprimir tu Certificado o añadirlo a tu perfil de LinkedIn. Si solo quieres leer y visualizar el contenido del curso, puedes auditar el curso sin costo.
¿Hay ayuda económica disponible?
Sí. En ciertos programas de aprendizaje, puedes postularte para recibir ayuda económica o una beca en caso de no poder costear los gastos de la tarifa de inscripción. Si hay ayuda económica o becas disponibles para tu selección de programa de aprendizaje, verás un enlace para postularte en la página de descripción.

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Introduction to Personal Finance

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